Terms & Conditions
Last updated: May 2026
By using Term Plan Advisor, you agree to the following Terms & Conditions. Please read them carefully before using the website or submitting your information.
1. General Information
This website provides term insurance premium estimates and general insurance guidance. The information provided is for awareness and assistance purposes only.
2. No Guarantee of Premium
Premium amounts shown on this website are indicative estimates only. Final premium may vary depending on medical underwriting, age, health, lifestyle, occupation, income, insurer rules, and other applicable factors.
3. No Direct Policy Issuance
This website does not issue insurance policies directly. Insurance policies are issued only by licensed insurance companies after completion of required processes, documentation, underwriting, and approval.
4. User Responsibility
You agree to:
- Provide accurate and truthful information
- Use this website only for lawful purposes
- Review policy documents carefully before purchasing insurance
- Understand that final decisions rest with the insurer
5. Communication Consent
By submitting your details, you agree to be contacted by an insurance advisor through phone, WhatsApp, SMS, or email for insurance-related assistance.
6. Limitation of Liability
We are not responsible for losses, claims, or decisions arising from incorrect information entered by users, changes in insurer pricing, underwriting decisions, or reliance on indicative estimates displayed on this website.
7. Third-Party Services
This website may use third-party tools such as Google Sheets, analytics, hosting platforms, or communication services. Their use may be subject to their respective terms and policies.
8. Intellectual Property
Content, design, text, and materials on this website are owned by Term Plan Advisor unless otherwise stated. They may not be copied or reused without permission.
9. Changes to Terms
We may update these Terms & Conditions from time to time. Continued use of the website means you accept the updated terms.
10. Governing Law
These Terms & Conditions are governed by the laws of India.